Connecticut State Statutes Sec. 5-257 - EXHIBIT A - Group Life Insurance Benefits for State Employees and Retirees - Request for Proposals (RFP) - March 21, 1997

State of Connecticut

EXHIBIT A
Sec. 5-257. Group life insurance.

(a) The comptroller, with the approval of the attorney general and of the insurance commissioner, may revise the group insurance plan for employees of the state by amendment of any existing group life insurance policy or policies or by procuring from one or more life insurance companies authorized to do business in Connecticut a policy or policies of group life insurance covering employees of the state. Each employee in active state service shall be eligible for insurance under this section, provided he shall have completed more than six months' continuous state service, and each member of the general assembly shall be eligible for insurance under this section, six months after taking office. Any such group policy may provide that each employee or member of the general assembly eligible for insurance thereunder shall become insured on the date he becomes eligible unless he declines the insurance in such manner as may be provided in the policy. (b) The amount of life insurance for any employee or member of the general assembly insured under this section shall be based on the employee's or member's yearly gross compensation rate in accordance with the following schedule:

SCHEDULE OF GROUP LIFE INSURANCE

CLASS Yearly Gross
Compensation
Base Amount
Of Life Insurance
1 Less than $4,500 $8,000
2 $4,500 but less than $ 5,500 $ 9,000
3 $ 5,500 but less than $ 6,500 $10,000
4 $ 6,500 but less than $ 7,500 $11,000
5 $ 7,500 but less than $ 8,500 $12,000
6 $ 8,500 but less than $ 9,500 $13,000
7 $ 9,500 but less than $10,500 $14,000
8 $10,500 but less than $11,500 $15,000
9 $11,500 but less than $12,500 $16,000
10 $12,500 but less than $13,500 $17,000
11 $13,500 but less than $14,500 $18,000
12 $14,500 but less than $15,500 $19,000
13 $15,500 but less than $16,500 $20,000
14 $16,500 but less than $17,500 $21,000
15 $17,500 but less than $18,500 $22,000
16 $18,500 but less than $19,500 $23,000
17 $19,500 but less than $20,500 $24,000
18 $20,500 but less than $21,500 $25,000
19 $21,500 but less than $22,500 $26,000
20 $22,500 but less than $23,500 $27,000
21 $23,500 but less than $24,500 $28,000
22 $25,500 but less than $26,500 $30,000
24 $26,500 but less than $27,500 $31,000
25 $27,500 but less than $28,500 $32,000
26 $28,500 but less than $29,500 $33,000
27 $29,500 but less than $30,500 $34,000
29 $31,500 but less than $32,500 $36,000
30 $32,500 but less than $33,500 $37,000
31 $33,500 and over $38,000

Notwithstanding the preceding schedule, the life insurance amounts for any employee who is not included in any prevailing bargaining unit contract and whose yearly gross compensation rate is $33,500 or more shall be based on the following schedule:

CLASS Yearly Gross
Compensation
Base Amount
Of Life Insurance
31 $33,500 but less than $34,500 $38,000
32 $34,500 but less than $36,500 $40,000
34 $36,500 but less than $37,500 $41,000
35 $37,500 but less than $38,500 $42,000
36 $38,500 but less than $39,500 $43,000
37 $39,500 but less than $40,500 $44,000
38 $40,500 but less than $41,500 $45,000
39 $41,500 but less than $42,500 $46,000
40 $42,500 but less than $43,500 $47,000
41 $43,500 but less than $44,500 $48,000
42 $44,500 but less than $45,500 $49,000
43 $45,500 but less than $46,500 $50,000
44 $46,500 but less than $47,500 $51,000
45 $47,500 but less than $48,500 $52,000
46 $48,500 but less than $49,500 $53,000
47 $49,500 but less than $50,500 $54,000
48 $50,500 but less than $51,500 $55,000
49 $51,500 but less than $52,500 $56,000
50 $52,500 but less than $53,500 $57,000
51 $53,500 but less than $54,500 $58,000
52 $53,500 but less than $54,500 $58,000
52 $54,500 but less than $55,500 $59,000
53 $55,500 but less than $57,500 $61,000
55 $57,500 but less than $58,500 $62,000
56 $58,500 but less than $59,500 $63,000
57 $59,500 but less than $60,500 $64,000
58 $60,500 but less than $61,500 $65,000
59 $61,500 but less than $62,500 $66,000
60 $62,500 but less than $63,500 $67,000
61 $63,500 but less than $64,500 $68,000
62 $64,500 but less than $65,500 $69,000
63 $65,500 but less than $66,500 $70,000
64 $66,500 but less than $67,500 $71,000
65 $67,500 but less than $68,500 $72,000
66 $68,500 but less than $69,500 $73,000
67 $69,500 but less than $70,500 $74,000
69 $71,500 but less than $72,500 $76,000
70 $72,500 but less than $73,500 $77,000
71 $73,500 but less than $74,500 $78,000
72 $74,500 but less than $75,500 $79,000
73 $75,500 but less than $76,500 $80,000
74 $76,500 but less than $77,500 $81,000
75 $77,500 but less than $78,500 $82,000
76 $78,500 but less than $79,500 $83,000
77 $79,500 but less than $80,500 $84,000
78 $80,500 and over $85,000

Any increase in the amount of life insurance arising from an increase in compensation shall take effect on the first day of April or the first day of October, whichever date first occurs following the day preceding the date on which the increase in compensation shall become effective, except that increases of life insurance arising from retroactive salary increases shall take effect on the first day of April or October subsequent to the approval date of such increases, but no reduction in the amount of life insurance shall be required on account of a reduction in compensation. For the purposes of this section, yearly gross compensation shall consist only of payments to an employee on the basis of allocation of his position to the compensation schedule and shall not include overtime payments, longevity payments pursuant to section 5-213, lump-sum payments for outstandingly meritorious service or one-time bonus payments pursuant to subsection (d) of section 5-210. In the case of hourly workers, yearly gross compensation shall be computed on the basis of scheduled required work hours. In the case of members of the general assembly yearly gross compensation shall be the compensation established in section 2-8. (c) Each employee and each member of the general assembly insured under subsection (b) of this section shall contribute to the cost of the life insurance a sum equal to twenty cents biweekly for each thousand dollars of life insurance. The state comptroller shall deduct such amount from the employees' or members' pay and shall pay the premiums on such policy or policies. Any dividends or other refunds or rate credits shall inure to the benefit of the state and shall be applied to the cost of such insurance. (d) The insurance of any employee insured under this section shall cease on termination of employment, and of any member of the general assembly at the end of his term of office, subject to any conversion privilege provided in the group life insurance policy or policies. Notwithstanding anything to the contrary in this section, the amounts of life insurance of insured employees retired in accordance with any retirement plan for state employees shall be as follows: The amount of life insurance of an insured employee retired on or before December 31, 1954, shall be five hundred dollars, the amount of life insurance on an insured employee retired on or after January 1, 1955, but before July 1, 1957, shall be one-half of the amount for which the employee was insured immediately before retirement or two thousand dollars, whichever is less, and the amount of life insurance of an insured employee retired on or after July 1, 1957, but before July 5, 1963, shall be one-half of the amount for which the employee was insured immediately before retirement, provided in no case shall such amount be less than two thousand dollars nor more than three thousand dollars; the amount of life insurance of an insured employee who was retired on or after July 5, 1963, but before July 1, 1967, shall be one-half of the amount of life insurance for which the employee was insured immediately before retirement, provided in no case shall such amount be less than three thousand dollars nor more than five thousand dollars; and the amount of life insurance of an insured employee who is retired on or after July 1, 1967, shall be one-half of the amount of life insurance for which the employee was insured immediately before retirement, provided in no case shall such amount be less than five thousand dollars nor more than seven thousand five hundred dollars; and the amount of life insurance of an insured employee who is retired on or after July 1, 1969, with twenty-five or more years of state service, as defined in subsection (x) of section 5-196, or a member of the general assembly who is retired on or after July 1, 1988, with twenty-five or more years of service, shall be one-half of the amount of life insurance for which the employee was insured immediately before retirement, provided in no case shall the amount be less than seven thousand five hundred dollars, those with less than twenty-five years of service shall receive the proportionate amount that such years of service is to twenty-five years rounded off to the nearest hundred dollars of coverage, except that the amount of life insurance of an insured employee who is retired on or after July 1, 1982, under the provisions of section 5-173 shall be one-half of the amount of life insurance for which the employee was insured immediately before retirement, regardless of the number of years of service by such employee. In no case shall a retired employee be required to contribute to the cost of any such reduced insurance. For the purposes of this section, no employee shall be deemed to be retired so long as his employment continues under subsections (b) and (e) of section 5-164. (e) In addition to any life insurance coverage available pursuant to subsection (b) of this section, optional group life insurance coverage up to a maximum of fifty thousand dollars may be purchased by any employee who is not included in any prevailing bargaining unit contract and whose yearly gross compensation is at least forty-five thousand five hundred dollars. The actual cost of such optional coverage shall be fully borne by the employee. The state comptroller shall deduct the necessary amount from the employees' pay and shall pay the premiums on such policy or policies. Any dividends or other refunds or rate credits shall inure to the benefit of the state and shall be applied to the cost of such insurance. Such optional coverage shall not be included when calculating the amount of reduced life insurance coverage due retired employees pursuant to subsection (d) of this section.

(1967, P.A. 657, S. 64; 1969, P.A. 560, S. 1, 2; P.A. 77-614, S. 163, 610; P.A. 78-103, S. 2, 3; P.A. 79-621, S. 21, 24; P.A. 80-482, S. 7, 348; P.A. 81-457, S. 9; 81-472, S. 110, 159; June Sp. Sess. P.A. 83-27, S. 1; P.A. 85-510, S. 8, 35; P.A. 87-403, S. 1, 2; P.A. 88-349, S. 3, 5.)

History: 1969 act amended table in Subsec. (b) by raising base amount of life insurance in each class by two thousand dollars starting at $8,000, changing class 20 to read "$22,500 but less than" rather than "$22,500 and over" and adding all data for classes 21 to 31, inclusive; P.A. 77-614 made insurance department a division within the department of business regulation, effective January 1, 1979; P.A. 78-103 replaced "section 5-154" with "subsection (x) of section 5-196" in Subsec. (d); P.A. 79-621 changed requirement regarding date for increase in life insurance from first days of January or July to first days of April or October in Subsec. (b); P.A. 80-482 deleted reference to abolished department of business regulation; P.A. 81-457 amended Subsec. (b) to require that gross compensation shall not include lump sum payments made under Sec. 5-210(d); P.A. 81-472 made technical changes; June Sp. Sess. P.A. 83-27 amended Subsec. (b) to establish a separate schedule of life insurance amounts for any state employee who is not included in any prevailing bargaining unit contract and who earns at least thirty-three thousand five hundred dollars, to provide that life insurance amounts shall not be increased because of retroactive salary increases until the first day of April or October following approval of the increase; P.A. 85-510 amended Subsec. (d) by adding provision that the amount of life insurance of an insured employee who is retired on or after July 1, 1982, under the provisions of Sec. 5-173 shall be one-half of the amount of insurance for which the employee was insured immediately before retirement, regardless of the employee's number of years of service; P.A. 87-403 amended Subsec. (b) to increase the life insurance maximum to eighty-five thousand dollars for certain employees not in collective bargaining, and added Subsec. (e) which established a supplemental life insurance plan for employees not in collective bargaining who earn at least forty-five thousand five hundred dollars per year; P.A. 88-349 expanded eligibility for insurance under section to include each member of the general assembly, six months after taking office.

Cited. 213 C. 54, 64.
Sec. 5-257a. Continuation of group life insurance for certain teachers at E.O. Smith School
Notwithstanding the provisions of any general statute, charter or special act to the contrary, service by teachers who were employed by The University of Connecticut to teach at the E.O. Smith School on the date of the conveyance of the E.O. Smith School pursuant to section 2 of special act 84-42 and who are subsequently employed to teach at the E.O. Smith School on or before September 1, 1987, by the board of education for a regional school district consisting of the towns of Mansfield and Ashford shall be deemed to be state service for purposes of section 5-257. Eligibility for benefits pursuant to this section shall be treated in accordance with the provisions of said section 5-257. The state contribution for such benefits for such teachers shall continue in accordance with the provisions of said section 5-257.
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