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CONNECTICUT STATE

EMPLOYEES

RETIREMENT SYSTEM

TIER IIA

Revised to July 1, 1999

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TABLE OF CONTENTS

CONNECTICUT STATE EMPLOYEES RETIREMENT COMMISSION

MEDICAL EXAMINING BOARD FOR DISABILITY RETIREMENT

YOUR RETIREMENT

YOUR PLAN MEMBERSHIP
New Employees
Rehired Employees
Teachers and Professional Staff
Judges
 
CONTRIBUTIONS TO THE PLAN
By You
By The State
Your Beneficiary
 
SERVICE AND BENEFIT INFORMATION
Actual State Service
Vesting Service
Credited Service
Breaks in Service And Permanent Breaks In Service Rules
Detailed Information On Purchase Opportunities
Reference Chart
Part-Time Service
Benefit Calculation Factors
Average Salary
Breakpoint
Minimum Guarantee
 
TYPES OF RETIREMENT
Normal Retirement
Early Retirement
Hazardous Duty Retirement
Disability Retirement
 
NORMAL RETIREMENT
Eligibility Requirements
The Benefit Formula
An Example
 
EARLY RETIREMENT
How Your Benefit Is Figured
An Example
 
HAZARDOUS DUTY RETIREMENT
Definition Of Hazardous Duty
How Your Benefit Is Figured
An Example
Special Note
 
DISABILITY RETIREMENT
Definition Of Disability
How Your Benefit Is Figured
An Example
Maximum Benefits
Guarantee Of Minimum Disability Retirement Benefit
If You Recover
Special Note
 
BENEFIT PAYMENT OPTIONS
Benefit Options
Important Information
 
SURVIVOR BENEFITS
Before You Retire
Spousal Benefits Before You Retire
Spousal Benefits If You Leave With 25 Years Of Vesting Service
If A Spousal Benefit is Not Applicable
After You Apply For Retirement - But Before Benefits Begin
After Retirement Benefits Have Started
Job Related Death
 
IF YOU LEAVE BEFORE RETIREMENT
Vested Rights
How Your Benefit Is Figured
Withdrawal Of Contributions
 
REEMPLOYMENT AFTER RETIREMENT
Reemployment In A Temporary Position
Reemployment In a Permanent Position
 
COST OF LIVING ADJUSTMENT
 
HEALTH AND LIFE INSURANCE
Health Insurance
Life Insurance
Special Notes
 
WHEN YOU ARE READY TO RETIRE
The Application Process
Counseling Services
 
OTHER INFORMATION
Compensation Limit
Assignment of Benefits
Reporting And Disclosure
A Final Note


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