Connecticut armorial bearings

CONNECTICUT STATE EMPLOYEES
RETIREMENT SYSTEM
TIER I SUMMARY PLAN DESCRIPTION

TABLE OF CONTENTS

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CONNECTICUT STATE EMPLOYEES RETIREMENT COMMISSION
 
MEDICAL EXAMINING BOARD FOR DISABILITY RETIREMENT
 
YOUR RETIREMENT
 
YOUR PLAN MEMBERSHIP
Eligibility For Tier I
Rehired Employees
Teachers And Professional Staff
Judges
 
CONTRIBUTIONS TO THE PLAN
By You
By The State
Your Beneficiary
 
SERVICE AND BENEFIT INFORMATION
Service For Retirement Purposes
Credit For Purchased Service
Part-Time Service
Benefit Calculation Factors
Average Salary
Minimum Guarantee
 
TYPES OF RETIREMENT
Normal Retirement
Age 70 Retirement
Early Retirement
Hazardous Duty Retirement
Disability Retirement
Vested Rights Retirement
 
NORMAL RETIREMENT
Eligibility Requirements
The Benefit Formulas
An Example
 
AGE 70 RETIREMENT
Eligibility Requirements
The Benefit Formulas
 
EARLY RETIREMENT
Eligibility Requirements
The Early Retirement Benefit Percentage Chart
The Benefit Formulas
An Example
 
HAZARDOUS DUTY RETIREMENT
Eligibility Requirements
Definition Of Hazardous Duty
The Benefit Formulas
An Example
Special Note
 
DISABILITY RETIREMENT
Eligibility Requirements
Definition Of Disability
An Example
Maximum Benefits
Guarantee Of Minimum Disability Retirement Benefit
If You Recover
Special Notes
State Police Officers
 
BENEFIT PAYMENT OPTIONS
Benefit Options
Important Information
 
SURVIVOR BENEFITS
Before You Retire
Spousal Benefits Before You Retire
Spousal Benefits If You Leave With 25 Years Of Service
If A Spousal Benefit is Not Applicable
After You Apply For Retirement - But Before Benefits Begin
After Retirement Benefits Have Started
Job Related Death
Family Benefits for State Police Officers
 
IF YOU LEAVE BEFORE RETIREMENT
Vested Rights Eligibility Requirements
Withdrawal Of Contributions
Reemployment Before Your Retirement Benefits Commence
REEMPLOYMENT AFTER RETIREMENT
Reemployment In A Temporary Position
Reemployment In A Permanent Position
 
COST OF LIVING ADJUSTMENT
 
HEALTH AND LIFE INSURANCE
Health Insurance
Life Insurance
Special Notes
 
WHEN YOU ARE READY TO RETIRE
The Application Process
Counseling Services
 
OTHER INFORMATION
Compensation Limitation
Assignment of Benefits
Reporting And Disclosure
A Final Note

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