Office of the State Comptroller
Retirement Services Division
CMERS - Retirement Basics - Counseling Workshop on the Web

Eligibility Requirements for Retirement
  • Eligibility for a retirement benefit is determined by the length of time you actively work for a CMERS participating municipality and whether that service was continuous. Continuous active service is when you: (1) are working for a participating municipality, (2) are contributing to CMERS and (3) have no periods of unpaid absence in excess of 90 days in one calendar year.
     
  • Benefits can only commence on the day after your last day of work or at age 55. Please refer to the following chart for the specific eligibility requirements for the various types of retirement.
Retirement Type Age And Service Requirements For Commencement Of Pension Benefits Entitled To COLA
Normal Any age with 25 Years Service Credit Yes
Age 55 with 5 Years Continuous Service Yes
Early Any age with 5 years of continuous service but reduced benefit
 
Yes
Vested
Rights*
Age 55 with 5 years continuous Once benefits commence
Disability Service connected - any age with any service Yes
Non-service connected - any age with 10 years actual service Yes

* Members who left CMERS service after satisfying the minimum service credit requirement but have postponed collection of the benefit until they reach the age of 55.

*

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