|STATE OF CONNECTICUT|
|OFFICE OF THE STATE COMPTROLLER|
55 ELM STREET
|ATTENTION:||Personnel and Payroll Officers, Chief Administrative and Fiscal Officers, Business Managers|
|SUBJECT:||Supplemental Employee Benefits Program|
Comptroller's Memorandum No. 97-8 announced the commencement of the Supplemental Employee Benefits Program (Program), an initiative designed to provide employees with access to offerings that complement those basic benefits the state funds either in whole or in part. All benefits under the Program are paid for in their entirety by voluntary employee payroll deductions through the central payroll system.
Pursuant to Connecticut General Statutes, Section 3-123g, at least every five years the Comptroller conducts a competitive procurement to review publicly solicited proposals from firms interested in participating in the Program. The Vendor Advisory Committee (VAC), consisting of management and labor representatives, meets to review the RFP responses and makes recommendations to the Comptroller regarding products which would in its collective judgment be of value to state employees. The process concluded with the Comptroller's selection of eight firms to participate in the Program.
The purpose of this memorandum is to (1) provide a summary of the selected vendors along with a brief description of the benefits offered and (2) restate program eligibility requirements.
A. Program Components
The eight vendors that now participate in the Program offer the following supplemental benefits: (1) short term disability insurance, (2) long term disability insurance, (3) auto and homeowners insurance, (4) universal life insurance (5) term life insurance, and (6) long term care insurance.
A brief description of the benefits offered as well as the authorized vendors and their telephone numbers follows. This description should help familiarize agency personnel and payroll officers with information relative to supplemental products currently available.
Short Term Disability Insurance 1 Two vendors offer this product
Long Term Disability Insurance 1 One vendor offers this product
Auto & Homeowners Insurance Three vendors offer this product
Universal Life Insurance 1 One vendor offers this product
Term Life Insurance 1 One vendor offers this product
Long Term Care Insurance One vendor offers this product
1 Open enrollment periods are conducted for these benefits. Eligible employees will be allowed to enroll during their agency's open enrollment period without the need for medical underwriting or a physical examination, subject to certain coverage limitations. This privilege will be extended to new employees hired within 31 days after the open enrollment period concludes.
2 A "spouse" means a person legally married to or joined in a civil union with a State employee.
Subject to operating needs, agencies are encouraged to accommodate the Program's authorized vendors so that they may speak to, meet with, and enroll employees. With the exception of ING, the State's third party administrator for its Defined Contribution Plans, agencies are specifically directed to deny access to any other firms seeking to market products or services to state employees, as they have not received the Comptroller's "official seal of approval".
The specific responsibility to administer payroll deductions for employees who elect to participate in the Program has been assigned to the Comptroller's Payroll Services Division (PSD), which will coordinate directly with each vendor for payroll deduction processing. Payroll Services Division will not accept deduction override transactions for the following supplemental benefit program deduction codes:
Supplemental Benefits Program Vendors Deduction Codes: COLLIF, COLSTD, HAILIB, HAITRV, HAIMET, LIFING, LIFMDS, LIFTRM, LTDISB (include Transamerica long term care deduction code).
In the event an employee has a deduction for a benefit for which they have not enrolled, the individual vendor must be contacted directly by the employee for assistance.
The general responsibility to administer the Program has been assigned to the
Comptroller's Healthcare Policy & Benefit Services Division (HCPBSD);
accordingly, administrative and related concerns should be directed to the HCBSD
at (860) 702-3543. Payroll inquiries should be directed to PSD at (860)
Very truly yours,
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