|55 ELM STREET
TELEPHONE: (860) 702-3480
|MEDICAL EXAMINING BOARD
for DISABILITY RETIREMENT
|HEALTH CARE COST
|STATE OF CONNECTICUT
RETIREMENT & BENEFIT SERVICES DIVISION
OFFICE OF THE STATE COMPTROLLER
HEALTHCARE POLICY & BENEFIT SERVICES DIVISION MEMORANDUM
AUGUST 4, 2009
TO THE HEADS OF ALL STATE AGENCIES
|ATTENTION:||Personnel and Payroll Officers|
|SUBJECT:||Supplemental Benefits Program Update|
Retirement & Benefit Services Division Memorandum dated July 15, 2004, provided information regarding the Supplemental Benefits Program (Program). Responsibility for administering these programs has been transferred to the Healthcare Policy & Benefit Services Division (HPBSD). This memorandum describes the programs currently available and the authorized vendors.
The Program provides several offerings that complement basic employee benefits the State funds either in whole or in part. Under the Program all benefits available are entirely funded by voluntary employee deductions through the central payroll system. Currently, the Program offers seven supplemental benefits: (1) short term disability insurance; (2) long term disability insurance; (3) auto and homeowners insurance; (4) cancer insurance; (5) universal life insurance; (6) term life insurance; and (7) long term care insurance.
This following description will familiarize agency personnel and payroll officers who have responsibility for benefits administration with the supplemental products currently available. A brief description of the benefits offered and contact information for the authorized vendors is included. In addition, this memorandum addresses issues that have been raised since the Program's commencement, including the definition of a "spouse" as it pertains to the Program.
Short Term Disability Insurance1 Two vendors offer this product
Long Term Disability Insurance1 One vendor offers this product
Auto & Homeowners Insurance Two vendors offer this product
Cancer Insurance One vendor offers this product
Universal Life Insurance1 One vendor offers this product
Term Life Insurance1 One vendor offers this product
Long Term Care Insurance One vendor offers this product
Coverage and policy content questions should be directed to vendor representatives.
Subject to operating needs, agencies are encouraged to accommodate the
Program's authorized vendors so that they can speak to, meet with, and enroll
employees. With the exception of representatives of the third party
administrator for the 457 and 403(b) Defined Contribution Plans, agencies are
specifically directed to deny access to any other firms seeking to market
products or services to State employees, as they have not received the
1 Open enrollment periods are conducted for these benefits. Eligible employees will be allowed to enroll during their agency's open enrollment period without the need for medical underwriting or a physical examination, subject to certain coverage limitations. This privilege will be extended to new employees hired within 31 days after the open enrollment period concludes.
2 A "spouse" means (1) a person legally married to or joined in a civil union with a state employee or (2) until November 12, 2009 only, a domestic partner identified in a Domestic Partnership Affidavit accepted by and filed with the Office of the State Comptroller on or before November 12, 2008. On or after November 13, 2009, a domestic partner will no longer be treated as a "spouse" for purposes of any supplemental benefit program unless the partners married or entered into a civil union prior to that date.
3 Grandchildren who are residents of New York and under the age of 14 ½ are not eligible.
Please address administrative and related concerns to the HPBSD at (860) 702-3543. Specific responsibility for administering payroll deductions for employees who elect to participate in the Program has been assigned to the Comptroller's Payroll Services Division (PSD), which will coordinate directly with each vendor for payroll deduction processing. PSD does not accept deduction override transactions for the following supplemental benefit program deduction codes. Employees should contact the vendor directly for assistance.
Supplemental Benefits Program Vendors Deduction Codes: AFLAC, COLLIF, COLSTD, HAILIB, HAIMET, LIFING, LIFMDS, LIFTRM, LTCARE, LTCMET, LTDISB.
In the event an employee has a deduction for a benefit for which they have
not enrolled, contact HPBSD at the number listed above for assistance.
Very truly yours,
NANCY WYMAN, STATE COMPTROLLER
Thomas C. Woodruff, Ph.D., Director
Healthcare Policy & Benefit Services Division
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